Is there something you’ve been hoping to purchase for your business, but you can never seem to be able to afford it because you always seem to be spending your money on other things? This may seem very simplistic, but make it a point to set aside some money to pay for what you want.

Create a “phantom” account in QuickBooks and set an automatic transfer from your checking account to that account every week. If you need to, go to your bank and open a separate savings account and have them automatically transfer a small amount into it each week. Think of it like a layaway plan and earmark an amount to go specifically towards your goal purchase and nothing else. If you don’t “see” the amount in your checking account, you probably won’t be tempted to spend it.

If it’s really important to you, you’ll find a way. Whether you decide to deposit $10/week or $100/week, review your current spending and start setting aside a small portion of your earnings now and you’ll be on your way to being able to afford what you want.